1. Brown your ground beef, onion, and minced garlic cloves in your pot (or in a skillet if you are cooking in the crock-pot. Season with salt and pepper to taste.
2. Add all of your other ingredients to the pot and stir well.
3. Simmer for 30 minutes stirring occasionally.
4. Serve topped with sour cream and cheese or any of your favorite chili toppings!
*If you're cooking in the crock-pot you will cook on low for 4-6 hours.